Apex Star Financial (“we,” “our,” or “us”) is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website or engage our judgment enforcement services. By using our website or providing information to us, you consent to the practices described in this policy.

📋 Information We Collect

We may collect the following types of information:

Information You Provide Directly: When you contact us through our website contact form, by phone, by email, or through any other communication channel, you may provide us with personal information including your name, phone number, email address, mailing address, and details related to your judgment or legal matter. If you are a judgment creditor submitting a case for review, you may also provide court case information, debtor information, judgment amounts, and supporting documentation.

Automatically Collected Information: When you visit our website, we may automatically collect certain technical information including your IP address, browser type and version, operating system, referring website, pages viewed, time and date of your visit, time spent on pages, and other diagnostic data. This information is collected through cookies, log files, and similar technologies.

Cookies and Tracking Technologies: Our website may use cookies — small text files placed on your device — and similar tracking technologies to enhance your experience, analyze website traffic, and understand how visitors interact with our site. You can control cookie settings through your browser preferences. Disabling cookies may affect certain website functionality.

🔒 How We Use Your Information

We use the information we collect for the following purposes:

• To respond to your inquiries and provide information about our services
• To evaluate your judgment for potential enforcement
• To provide judgment enforcement and collection services you have engaged us to perform
• To communicate with you about your case, including status updates and results
• To comply with legal obligations, court orders, and applicable regulations
• To improve our website, services, and client experience
• To protect against fraud, unauthorized activity, and legal liability
• To maintain our internal business records and operations

📤 How We Share Your Information

We do not sell, rent, or trade your personal information to third parties for marketing purposes. We may share your information in the following circumstances:

Service Providers: We may share information with trusted third-party service providers who assist us in operating our website, conducting our business, or providing services to you — including IT service providers, payment processors, and professional consultants. These parties are contractually obligated to keep your information confidential and use it only for the purposes for which it was shared.

Legal and Enforcement Purposes: In the course of providing judgment enforcement services, we may share debtor-related information with courts, sheriffs, marshals, process servers, attorneys, financial institutions, employers, and other parties as necessary to enforce your judgment in accordance with applicable law. This sharing is an essential part of the judgment enforcement process and is authorized by the California Code of Civil Procedure and the Enforcement of Judgments Law.

Legal Compliance: We may disclose information when required by law, regulation, legal process, or governmental request — including in response to subpoenas, court orders, or requests from regulatory authorities.

Business Transfers: In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of the transaction. We will notify you of any such change in ownership or control of your personal information.

🛡️ How We Protect Your Information

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include encrypted data transmission, secure storage systems, access controls limiting who within our organization can access your information, and regular review of our security practices.

However, no method of transmission over the Internet or method of electronic storage is completely secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

⏱️ Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected — including to satisfy legal, regulatory, accounting, or reporting requirements. For judgment enforcement clients, we may retain case-related information for the duration of the judgment’s enforceability, including renewal periods, as your case may require ongoing or future enforcement action. When information is no longer needed, we securely dispose of it in accordance with our data retention policies.

🌐 Third-Party Links

Our website may contain links to third-party websites or services that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We encourage you to review the privacy policies of any third-party websites you visit.

👶 Children’s Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child under 18, we will take steps to delete that information promptly.

📍 California Privacy Rights

If you are a California resident, you may have certain rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), including the right to know what personal information we collect, use, and disclose; the right to request deletion of your personal information; the right to opt out of the sale or sharing of your personal information; and the right to non-discrimination for exercising your privacy rights.

To exercise any of these rights, please contact us using the information provided below. We will respond to your request within the timeframe required by applicable law. We may need to verify your identity before processing your request.

As noted above, we do not sell your personal information to third parties.

✏️ Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will update the effective date at the top of this page. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

📞 Contact Us

If you have questions or concerns about this Privacy Policy, your personal information, or our privacy practices, please contact us:

Apex Star Financial
📍 El Dorado Hills, California
📞 (916) 534-8005
🌐 Contact Form